George R Moody III
George R Moody III / Mortgage Advisor
CalBRE License # 01842459    NMLS # 289636
Phone: 925.552.3847
Fax: 866.524.0237


People in business who care about others have a certain way of doing things. Guiding today’s homeowners and buyers through all of the financial intricacies of real estate loans requires the strategic support of a local Direct Lender.

As real estate loans have grown increasingly complex, I strive to provide the finest experience for my clients by helping them navigate through all of today’s financial intricacies. Everything we do at RPM is backed by solid business values, smart strategic principles, technology and integrity – the key elements that keep us on the cutting edge. This foundation has enabled us to create and maintain a leadership position over the past 28 years.


Proven “local” performers – RPM funded just under $6 billion in 2013.

Versatility – Working from the offices of RPM’s local internal mortgage bank in Alamo, George is able to directly serve his clients with multiple options, competitive rates and uncompromised service where the loan will close on time. With the ability to strategically align lending programs and shop products through our direct correspondent lending investors, we also maintain the flexibility to broker if needed. Furthermore, RPM Mortgage is one of the largest privately-owned mortgage banks in the United States, and leading retail originators of direct “Jumbo” loans in the U.S. We directly underwrite the loan and order the appraisal through our own trusted and local Appraisal Management company.

Recognition – Closing out 2013, George was recognized as CCRIM’s Real Estate “Affiliate of the Year” as well as receiving the coveted “Five Star Mortgage Professional©” award (Top 2% of East Bay professionals).

Accountability – By also serving in a voluntary leadership capacity in Contra Costa Real Estate over the last several years, you will find that George’s industry knowledge and regard for people inspires trust naturally. Recognizing that each client has unique and individual needs, he aligns his services to fit their requirements and lifestyles. With every loan, they are assured of a detailed and professional follow through by him, personally--not passed through to a large, impersonal “transaction team.” He ensures that his clients are comfortable with their loan options and makes certain that everyone involved in the transaction is continually informed.


When people have a clear understanding of their financing, it provides them with the ability to strategically purchase or refinance a home with confidence.



Testimonials

George did an outstanding job for me, helping secure a fantastic interest rate and mortgage terms on my cash-out refinance. He managed everything, kept me completely on board with progress, set and re-set expectations with me and ultimately delivered the finest set of mortgage services I've ever experienced. I highly recommend George - a truly high integrity individual.

-- Stephen Jauch
Martinez, CA

George went above and beyond to expedite the loan process and satisfy. His service was excellent!

-- Jack & Paula Minicucci
Alamo, CA

George helped guide us in qualifying for our first home. He made us feel comfortable with our lending options and patiently explained all of the details. In guiding us all the way through closing, he was always willing to go the extra mile to ensure that we felt comfortable and understood every detail of the home buying process. With as little as 3.5% down, we were able to secure the home of our dreams and will even receive a government tax credit of $8,000! It is without any hesitation that we highly recommend George as a personal mortgage advisor.

-- Ashley & Michael Zandonella
Clayton, CA

 

George has so many great qualities. He is fabulous to work with, he knows his business, and he is super at giving great service. George is very focused, strategic in his approach, and does his homework thoroughly before making recommendations… I would trust George with my most sensitive information.

-- Ginger McNamara
Director of Grants, BAARC
San Francisco, CA

 

George and his colleague Donny were outstanding in getting us a great loan and in exploring the loan process. And more importantly, they were able to fund our loan in less than 30 days. We are really enjoying the East Bay and our new home! We greatly appreciate their efforts!

-- Karen Braje and Adam Salvas
Attorneys at Law, San Francisco

 

George, I want to thank you immensely for your “stick-to-it-tivenus”...your tenacity, and the calm professional way you handled my client. It seems impossible that this journey to fund a loan for a good credit client with all of its twists and turns, delays, setbacks is finally happening. If we told the story it would read like fiction...but here we are finally closing...and everyone kept a cool head. And, in the end my “oh so sweet” clients have a home that they can be both proud to own and very happy in. Thank you, thank you, THANK YOU!!!!

-- Kathleen L. Guillaume, GRI
Pacific Union GMAC Real Estate

 

George is like Switzerland. By that, I mean he is the best person to work the tough issues while maintaining the highest quality relationship and work ethic. He was a groomsman in my wedding and a long-time friend and classmate and I completely trust him as I would one of my former fighter pilot colleagues. His combination of exceptional skill and tempered aggressiveness will keep you safe. He will find the best mortgage for your needs, no doubt about it.

-- Lance Buller
FedEX Pilot; F-16 Instructor Pilot, US Air Force Ret.

Loan Programs

To help you find the right type of home loan to meet your specific needs, RPM Mortgage offers multiple mortgage programs. This variety of residential mortgage lending solutions puts you in control of your future and enables our knowledgeable, trusted staff to help create a personalized mortgage solution to make your real estate goals a reality.

Our loan programs include, but not limited to: Jumbo loans to $3 million, Agency Conforming, Agency High Balance, FHA Conforming, FHA High Balance, FHA Energy Efficient Mortgages (EEM), VA, VA Interest Rate Reduction Refinancing Loan (IRRL), USDA, Lender Paid Mortgage Insurance (MI) Option, Split, Single and Financed Mortgage Insurance (MI), Concurrent 1st and 2nd, Max Financed Properties (up to 10), Delayed Financing, Fannie Direct Lender, Fannie Mae Service Retained, Freddie Mac Investor Options, DU Refi Plus, HomePath, FHA Flips

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Home Purchase

Real estate moves fast. To secure the home of your dreams, you need customized home mortgage options and community-centered service. RPM Mortgage has a reputation of trust and results as well as supporting technology and tools to ensure your transaction is as streamlined as possible.
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Refinance

Finding the right lender for your refinance is an important decision. RPM Mortgage's wide range of products are all handled by our knowledgeable in-house mortgage lending staff. Thanks to the RPM lending platform and proximity to our top-tier staff, we deliver faster deals, more customized lending options and reliable service to you right here in the community we both know and love.

Whether you're looking for security, strength or a sterling reputation, RPM is your powerful ally in today's confusing home mortgage refinancing market.

• Expert community-based service
• Exclusive in-house mortgage banking service
• Established position and hard-won reputation for integrity
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Calculators

  • Mortgage Calculators

    Mortgage Loan
    Use this calculator to determine your monthly payment and amortization schedule.
    Mortgage Points Calculator
    Should you buy points? Use this calculator to find out.
    15 vs 30 Year Mortgage
    Use this calculator to compare these two mortgage terms, and let us help you decide which term is better for you.
    Adjustable Rate Mortgages
    This calculator helps you to determine what your adjustable mortgage payments will be.
    Mortgage APR
    Use this calculator to find the APR on your mortgage.
    Mortgage Tax Savings
    Interest and points paid for a home mortgage are tax deductible. Use this calculator to determine how much your mortgage could save you in income taxes.
    Balloon Mortgages
    A balloon mortgage can be an excellent option for many home buyers, use this calculator to see if a balloon mortgage might fit your needs.
    ARM vs Fixed Rate
    Use this calculator to compare a fixed rate mortgage to two types of ARMs, a Fully Amortizing ARM and an Interest Only ARM.
    Interest Only Mortgage
    Use this calculator to generate an amortization schedule for an interest only mortgage.
    Option ARM vs. Fixed Rate Mortgage
    Use this calculator to find out how much money you could save with an Option ARM loan.
  • Budget Calculators

    Rent vs. Buy
    Are you better off buying your home, or should you continue to rent?
    Mortgage Qualifier
    Can you buy your dream home? Find out just how much you can afford!
    Required Income
    Use this calculator to determine how much income you need to qualify for a mortgage and how different interest rates affect your required income.
    Maximum Mortgage
    Use this calculator to determine your maximum mortgage and how different interest rates affect your how much you can borrow.
    Mortgage Payoff
    Save thousands of dollars in interest by increasing your monthly mortgage payment.
    Bi-weekly Payment Calculator
    Using bi-weekly payments can accelerate your mortgage payoff and save you thousands in interest. Use this calculator to compare a typical monthly payment schedule to an accelerated bi-weekly payment.
  • Refinance Calculators

    Refinance Interest Savings
    Use this calculator to see how much interest you can save by refinancing your mortgage!
    Refinance Breakeven
    Should you refinance your mortgage? Use this calculator to determine when you will breakeven!

Find A Home

RPM Mortgage wants you to have access to the most updated listings in the area of your choice. Through a trusted partnership with Homes.com we have brought these updated listings to you. Happy house hunting!



Referral Partners

You've worked hard to earn your credibility, success and community roots. You stake your reputation on every referral you make. As an RPM Mortgage referral partner, you will discover new opportunities to provide your customers with a more personalized option in residential mortgage lending. They will see faster, smoother and more effective transactions. Your reputation and business thrive on connections, referrals, and partnerships. Join RPM's network today and grow that reputation and business into a well-known, credible source.

RPM Mortgage has grown its reputation by attracting and rewarding the best talent in the communities we serve. Since 1986, RPM has built upon the pillars of trust, knowledge, and community focus, bringing these principles to our colleagues and customers through a tradition of "can do, will do" service. It is this that makes us the independently owned and operated mortgage banking operation and broker of choice from our Alamo, California home office to any of the over 70 markets we serve. Our established position and hard-won reputation for integrity combined with ingenuity have made us the real estate finance partner known for our supportive, collaborative partnerships.

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