Kane Silverberg
Kane Silverberg / Branch Manager
NMLS #281513
Phone: 831.475.5626
Fax: 831.475.5693
Thank You for voting me Best Mortgage Broker in Santa Cruz County Thank you for voting RPM Capitola the Best Mortgage Firm


Kane is commited to offering the most personal and professional service possible for people who are interested in investing in their future.

As an experienced advisor who specializes in mortgage lending, Kane has the knowledge, insights, tools and strategies to design your destiny in a successful real estate portfolio.

Helping families make well informed and educated decisions regarding their mortgage financing.

Building relationships for a lifetime.

Call or email Kane for an appointment or consultation.

You design your own destiny. Things do not just happen, you have to make them happen. Is a belief voiced by Kane Silverberg. It is a philosophy that serves him well. Kane knows that to design a secure future, each investment decision must be carefully weighed so that it meets the goals of the client and where they want to be 20 or 30 years in the future. The decisions you make today will make the difference between retiring comfortably or having to continue to work far past the targeted retirement age.

Kane has earned the designation of Certified Mortgage Planner that official designation puts a formal name to the service he has provided his clients since 1991. After graduating from San Diego State University with a BS emphasizing Real Estate Finance he built his business on the concept of being a financial advisor who specializes in mortgage planning. Kane assists his clients to manage mortgage debt in a way that a money manager would assist a client in managing their assets.

Over the years Kane has built strong alliances with many of the areas top CPAs, Attorneys, Financial Advisors, Realtors, and Contractors. His objective is to be a resource for his clients that need assistance in all areas of real estate. He is also a great resource to rental property owners due to his many years managing his own real estate portfolio.

Having a true professional advisor on your side guiding you through your most important financial decisions is the best way to make the right decisions and get your desired results.

Call or email Kane for an appointment or free consultation

Call or email Kane for an appointment or consultation.

Direct: 831-475-5626 ext.104
Fax: 831-475-5693

4510 Capitola Rd.
Capitola, CA 95010

www.RE831.com (Suzanne Rodoni-Silverberg)

Additional Resources:
Capitola Chamber of Commerce
Santa Cruz Wharf
Discover Santa Cruz
Aptos Chamber
Aptos Restaurants & Real Estate
Soquel, California


I really appreciate the personal service Kane provides. He genuinely cares about my home and my family. I know he has our best interests at heart. I would highly recommend Kane for your mortgage lending needs!
-Jennifer Olds

Kane Silverberg of RPM Mortgage has helped my wife and I multiple times with our home financing needs. Through his effort, the process has always been very simple and straight forward. I would highly recommend Kane to anyone in the market for a mortgage, home equity or looking to refinance.
-Gary Benito

Kane Silverberg stands high above the industry standard in his ability to deliver stress free service backed by extensive knowledge and sound advice. He has handled numerous loan transactions in my behalf since 1998 with an efficiency and ease that has afforded me a stress free experience each and every time. I walk away knowing that I am in excellent hands and that my business is valued with respect. He really does care!
-Alicia Davis

I was referred to Kane Silverberg in 2000. I could not have been more fortunate in my quest for a mortgage provider when I crossed paths with Kane Silverberg. Kane’s approach was unlike any other mortgage lender who cranked out paperwork blindly without regard to the goals and lifestyles of their clients. I continue to go back to Kane because I know he sincerely has my best interest at heart. He applies his knowledge of the financial markets, risk adversity and human nature to inform his recommendations for his clients. He absolutely has earned his reputation as the Loan Wiz.
-Susan Rutherford

We want to thank you for continuing to assist us for the past 12+ years! We know we can always rely on you to be available and to help us obtain the results that best suit our needs. Your assistance in obtaining our initial financing for the purchase of our home as well as several refinances are greatly appreciated. We are very pleased with the fixed rate mortgage we obtained. As always, it is a pleasure doing business with you!
-M&J Hannah

Loan Programs

To help you find the right type of home loan to meet your specific needs, RPM Mortgage offers multiple mortgage programs. This variety of residential mortgage lending solutions puts you in control of your future and enables our knowledgeable, trusted staff to help create a personalized mortgage solution to make your real estate goals a reality.

Our loan programs include, but not limited to: Jumbo loans to $3 million, Agency Conforming, Agency High Balance, FHA Conforming, FHA High Balance, FHA Energy Efficient Mortgages (EEM), VA, VA Interest Rate Reduction Refinancing Loan (IRRL), USDA, Lender Paid Mortgage Insurance (MI) Option, Split, Single and Financed Mortgage Insurance (MI), Concurrent 1st and 2nd, Max Financed Properties (up to 10), Delayed Financing, Fannie Direct Lender, Fannie Mae Service Retained, Freddie Mac Investor Options, DU Refi Plus, HomePath, FHA Flips

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Home Purchase

Real estate moves fast. To secure the home of your dreams, you need customized home mortgage options and community-centered service. RPM Mortgage has a reputation of trust and results as well as supporting technology and tools to ensure your transaction is as streamlined as possible.
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Finding the right lender for your refinance is an important decision. RPM Mortgage's wide range of products are all handled by our knowledgeable in-house mortgage lending staff. Thanks to the RPM lending platform and proximity to our top-tier staff, we deliver faster deals, more customized lending options and reliable service to you right here in the community we both know and love.

Whether you're looking for security, strength or a sterling reputation, RPM is your powerful ally in today's confusing home mortgage refinancing market.

  • Expert community-based service
  • Exclusive in-house mortgage banking service
  • Established position and hard-won reputation for integrity
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  • Mortgage Calculators

    Mortgage Loan
    Use this calculator to determine your monthly payment and amortization schedule.
    Mortgage Points Calculator
    Should you buy points? Use this calculator to find out.
    15 vs 30 Year Mortgage
    Use this calculator to compare these two mortgage terms, and let us help you decide which term is better for you.
    Adjustable Rate Mortgages
    This calculator helps you to determine what your adjustable mortgage payments will be.
    Mortgage APR
    Use this calculator to find the APR on your mortgage.
    Mortgage Tax Savings
    Interest and points paid for a home mortgage are tax deductible. Use this calculator to determine how much your mortgage could save you in income taxes.
    Balloon Mortgages
    A balloon mortgage can be an excellent option for many home buyers, use this calculator to see if a balloon mortgage might fit your needs.
    ARM vs Fixed Rate
    Use this calculator to compare a fixed rate mortgage to two types of ARMs, a Fully Amortizing ARM and an Interest Only ARM.
    Interest Only Mortgage
    Use this calculator to generate an amortization schedule for an interest only mortgage.
    Option ARM vs. Fixed Rate Mortgage
    Use this calculator to find out how much money you could save with an Option ARM loan.
  • Budget Calculators

    Rent vs. Buy
    Are you better off buying your home, or should you continue to rent?
    Mortgage Qualifier
    Can you buy your dream home? Find out just how much you can afford!
    Required Income
    Use this calculator to determine how much income you need to qualify for a mortgage and how different interest rates affect your required income.
    Maximum Mortgage
    Use this calculator to determine your maximum mortgage and how different interest rates affect your how much you can borrow.
    Mortgage Payoff
    Save thousands of dollars in interest by increasing your monthly mortgage payment.
    Bi-weekly Payment Calculator
    Using bi-weekly payments can accelerate your mortgage payoff and save you thousands in interest. Use this calculator to compare a typical monthly payment schedule to an accelerated bi-weekly payment.
  • Refinance Calculators

    Refinance Interest Savings
    Use this calculator to see how much interest you can save by refinancing your mortgage!
    Refinance Breakeven
    Should you refinance your mortgage? Use this calculator to determine when you will breakeven!

Find A Home

RPM Mortgage wants you to have access to the most updated listings in the area of your choice. Through a trusted partnership with Homes.com we have brought these updated listings to you. Happy house hunting!

Referral Partners

You've worked hard to earn your credibility, success and community roots. You stake your reputation on every referral you make. As an RPM Mortgage referral partner, you will discover new opportunities to provide your customers with a more personalized option in residential mortgage lending. They will see faster, smoother and more effective transactions. Your reputation and business thrive on connections, referrals, and partnerships. Join RPM's network today and grow that reputation and business into a well-known, credible source.

RPM Mortgage has grown its reputation by attracting and rewarding the best talent in the communities we serve. RPM has built upon the pillars of trust, knowledge, and community, bringing these principles to our colleagues and customers through a tradition of "can do, will do" service. It is this that makes us the independently owned and operated mortgage lending operation and broker of choice throughout the markets we serve. Our established position and hard-won reputation for integrity combined with ingenuity have made us the real estate finance partner known for supportive, collaborative partnerships.

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