Magid Emrani
Magid Emrani / Mortgage Banker
CalBRE # 00950359    NMLS # 291790
Phone: 925.552.3866
Cell: 925.286.7900
Fax: 866.420.1293

Magid has been a mortgage originator in the Bay Area for more than three decades. He brings a wealth of knowledge, experience and creativity to the loan origination process with a bachelor’s degree in Civil Engineering and coaching more than 1000 sales professionals with Dale Carnegie Sales Training as the head assistant to the trainer for more than a decade. Furthermore, he speaks both Farsi and English fluently, and stops short of nothing to make your home financing transaction as smooth and simple as possible. To learn more about Magid’s commitment to help you reach your home financing needs, we encourage you to call at any time for a free personal mortgage evaluation.


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  • My wife and I want to thank you for helping us make our dream come true. As you know, we worked with another agent before we met you, and she couldn’t get us the loan amount we needed to buy a house. We feel lucky to have found you; we can’t express enough our gratitude to you for educating us about the whole procedure and answering all of our questions. We are amazed with your financial skills, customer service and of course your patience with us. We will be recommending you to our family and friends.

    -- Soumaia & Bechir

    We want to thank you so much for your help on our refinance. Be an elderly couple, it was difficult to get all the paperwork together. We were ready to give up because of the complexities, you came to our home and helped us locate the needed paperwork. You guided us through the complex process of obtaining the needed information, you arranged for local business people to come to our home for the appraisal and signing of the papers as needed and you kept us informed of the process as we went along. We are so pleased that our home lean was successfully refinanced with a significantly lower interested rate. You are knowledgeable, enthusiastic, helpful and trustworthy, and we will recommending you to family and friends.

    -- Andy & Phyllis

    Ha sido una muy buena experiencia haber trabajado con Magid. El hizo todo lo possible para ayudarnos agarrar un buen prestamo para nuesta primer casa. Magid tiene mucha experiencia en su campo de trabajo, no trabajariamos con alguien mas. Mi esposo y yo estaremos agradecidos eternamente por todo su buen trabajo. Lo recomedamos mucho.

    -- Nancy

     

    Thank you for all of the support, patience, guidance and wisdom you offered during this home buying journey. I am truly appreciate for all the warmth and kindness you showed along the way. Also, thank you for the lovely note and gorgeous box with wine opener. It has been an absolute pleasure working with you and I look forward to having the opportunity to do so again in the future.

    -- Nyere

     

    Luke and I want to thank you from the bottom of our hearts! Your persistent effort is much appreciated. We will definitely continue to recommend you and we will definitely be working with you again.

    -- Luke & Carmella

    I recently completed a new loan with Magid’s assistance. My situation was complex. Despite good credit and income, I had been told by several other mortgage brokers and banks that they could not help me, but Magid found a way. Highly professional, he managed my situation creatively and dealt with foreign investments and two part-time jobs. He was courteous, thorough and I felt well taken care of. I am very happy to have peace of mind now with my living and financial situation.

    -- Peytra



Loan Programs

To help you find the right type of home loan to meet your specific needs, RPM Mortgage offers multiple mortgage programs. This variety of residential mortgage lending solutions puts you in control of your future and enables our knowledgeable, trusted staff to help create a personalized mortgage solution to make your real estate goals a reality.

Our loan programs include, but not limited to: Jumbo loans to $3 million, Agency Conforming, Agency High Balance, FHA Conforming, FHA High Balance, FHA Energy Efficient Mortgages (EEM), VA, VA Interest Rate Reduction Refinancing Loan (IRRL), USDA, Lender Paid Mortgage Insurance (MI) Option, Split, Single and Financed Mortgage Insurance (MI), Concurrent 1st and 2nd, Max Financed Properties (up to 10), Delayed Financing, Fannie Direct Lender, Fannie Mae Service Retained, Freddie Mac Investor Options, DU Refi Plus, HomePath, FHA Flips

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Home Purchase

Real estate moves fast. To secure the home of your dreams, you need customized home mortgage options and community-centered service. RPM Mortgage has a reputation of trust and results as well as supporting technology and tools to ensure your transaction is as streamlined as possible.
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Refinance

Finding the right lender for your refinance is an important decision. RPM Mortgage's wide range of products are all handled by our knowledgeable in-house mortgage lending staff. Thanks to the RPM lending platform and proximity to our top-tier staff, we deliver faster deals, more customized lending options and reliable service to you right here in the community we both know and love.

Whether you're looking for security, strength or a sterling reputation, RPM is your powerful ally in today's confusing home mortgage refinancing market.

• Expert community-based service
• Exclusive in-house mortgage banking service
• Established position and hard-won reputation for integrity
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Calculators

  • Mortgage Calculators

    Mortgage Loan
    Use this calculator to determine your monthly payment and amortization schedule.
    Mortgage Points Calculator
    Should you buy points? Use this calculator to find out.
    15 vs 30 Year Mortgage
    Use this calculator to compare these two mortgage terms, and let us help you decide which term is better for you.
    Adjustable Rate Mortgages
    This calculator helps you to determine what your adjustable mortgage payments will be.
    Mortgage APR
    Use this calculator to find the APR on your mortgage.
    Mortgage Tax Savings
    Interest and points paid for a home mortgage are tax deductible. Use this calculator to determine how much your mortgage could save you in income taxes.
    Balloon Mortgages
    A balloon mortgage can be an excellent option for many home buyers, use this calculator to see if a balloon mortgage might fit your needs.
    ARM vs Fixed Rate
    Use this calculator to compare a fixed rate mortgage to two types of ARMs, a Fully Amortizing ARM and an Interest Only ARM.
    Interest Only Mortgage
    Use this calculator to generate an amortization schedule for an interest only mortgage.
    Option ARM vs. Fixed Rate Mortgage
    Use this calculator to find out how much money you could save with an Option ARM loan.
  • Budget Calculators

    Rent vs. Buy
    Are you better off buying your home, or should you continue to rent?
    Mortgage Qualifier
    Can you buy your dream home? Find out just how much you can afford!
    Required Income
    Use this calculator to determine how much income you need to qualify for a mortgage and how different interest rates affect your required income.
    Maximum Mortgage
    Use this calculator to determine your maximum mortgage and how different interest rates affect your how much you can borrow.
    Mortgage Payoff
    Save thousands of dollars in interest by increasing your monthly mortgage payment.
    Bi-weekly Payment Calculator
    Using bi-weekly payments can accelerate your mortgage payoff and save you thousands in interest. Use this calculator to compare a typical monthly payment schedule to an accelerated bi-weekly payment.
  • Refinance Calculators

    Refinance Interest Savings
    Use this calculator to see how much interest you can save by refinancing your mortgage!
    Refinance Breakeven
    Should you refinance your mortgage? Use this calculator to determine when you will breakeven!

Find A Home

RPM Mortgage wants you to have access to the most updated listings in the area of your choice. Through a trusted partnership with Homes.com we have brought these updated listings to you. Happy house hunting!



Referral Partners

You've worked hard to earn your credibility, success and community roots. You stake your reputation on every referral you make. As an RPM Mortgage referral partner, you will discover new opportunities to provide your customers with a more personalized option in residential mortgage lending. They will see faster, smoother and more effective transactions. Your reputation and business thrive on connections, referrals, and partnerships. Join RPM's network today and grow that reputation and business into a well-known, credible source.

RPM Mortgage has grown its reputation by attracting and rewarding the best talent in the communities we serve. Since 1986, RPM has built upon the pillars of trust, knowledge, and community focus, bringing these principles to our colleagues and customers through a tradition of "can do, will do" service. It is this that makes us the independently owned and operated mortgage banking operation and broker of choice from our Alamo, California home office to any of the over 70 markets we serve. Our established position and hard-won reputation for integrity combined with ingenuity have made us the real estate finance partner known for our supportive, collaborative partnerships.

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