Scott Murray
Scott Murray / Loan Advisor
NMLS #1020834
Phone: 925.743.3512
Cell: 510.852.5150
Fax: 855.665.9899

Scott Murray believes that nothing comes before the needs and wishes of his clients, no matter what.  Scott is committed to the highest level of customer service and there is no time that is not appropriate to ask a question, including nights and weekends.  Scott's goal is to make the process of home financing as easy and stress-free as possible.  When you work with Scott, you will know exactly where you are in the process at all times.

Scott Murray was born in Berkeley and raised in Oakland into a real estate family.  His mother was a real estate agent and his father was a spec contractor in the Oakland Hills.  He attended Thornhill Elementary School, Montera Middle School and then Bishop O'Dowd High School.  He then continued his education at the University of Colorado in Boulder, graduating in 2007 with a degree in International Affairs.  While in college, Scott spent the summers at home working for Old Republic Title Company in Berkeley and Montclair where he was first introduced to the real estate process.  He continues to use this education and experience from over a decade in the industry to help explain the process to others. 

  • The sellers received 14 offers on Lynde Street. One of the reasons they selected this one is because the buyers had a great team behind them with Barbara, yourself and Lyn. I told them they would be wise to work with proven professionals to assure a smooth transaction. And that was realized.
    Thanks for the great work and please tell your mom too! Thanks so much. We’ll have to do it again!
         -- Michael Valva

    Scott Murray was fantastic to work with. Professional, dedicated and always has his client's best interests in mind.

    I am a Southern California native with just 5 years in the Bay Area. Buying a new home here required 7 months of  daily dedication, continually education of the real estate market and a huge learning curve on how to make the most of my investment dollars. 

    Mr. Murray was invaluable and a pleasure to work with. He was knowledgeable, dedicated and always had my best interests in mind. To find the right home, this meant 4 offers total until everything clicked into place. He was optimistic when I was losing hope. He walked me through the process step by step and I'll be honest sometimes it took more than one time. Scott's patience and availability to answer my questions never failed. I am happily in my new home with the right mortgage.

    I highly recommend Scott Murray and RPM.
         -- Andie C.

    Great! Thank you for all the help Scott! You made this entire process painless. You did a fantastic job! If I ever need another home loan or refi I'll give you a call. Take care. 
         -- David Butler

    Thank you so much, Scott! We couldn't have done it without you and both Steve and I feel so fortunate to have been able to work with someone as attentive and patient as you.
    Thanks again for everything and if any of our friends are looking to buy in the near future, we'll send them your way! 
         -- Courtney

    I must say, while this is my first time buying a home and I have no prior experiences to judge against, this has been an absolute pleasure.
    Working with you has made the process so simple and we really appreciate all your hard work and attentiveness, especially given the circumstance of your multiple surgeries.
    10/10 would DEFINITELY work with you again. 
         -- Steve

    Thank you Scott and Cindy! I never get excited about anything but this is exciting. Thanks again for your help and making the experience as smooth as possible. 
         -- Fernando

Loan Programs

To help you find the right type of home loan to meet your specific needs, RPM Mortgage offers multiple mortgage programs. This variety of residential mortgage lending solutions puts you in control of your future and enables our knowledgeable, trusted staff to help create a personalized mortgage solution to make your real estate goals a reality.

Our loan programs include, but not limited to: Jumbo loans to $3 million, Agency Conforming, Agency High Balance, FHA Conforming, FHA High Balance, FHA Energy Efficient Mortgages (EEM), VA, VA Interest Rate Reduction Refinancing Loan (IRRL), USDA, Lender Paid Mortgage Insurance (MI) Option, Split, Single and Financed Mortgage Insurance (MI), Concurrent 1st and 2nd, Max Financed Properties (up to 10), Delayed Financing, Fannie Direct Lender, Fannie Mae Service Retained, Freddie Mac Investor Options, DU Refi Plus, HomePath, FHA Flips

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Home Purchase

Real estate moves fast. To secure the home of your dreams, you need customized home mortgage options and community-centered service. RPM Mortgage has a reputation of trust and results as well as supporting technology and tools to ensure your transaction is as streamlined as possible.
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Finding the right lender for your refinance is an important decision. RPM Mortgage's wide range of products are all handled by our knowledgeable in-house mortgage lending staff. Thanks to the RPM lending platform and proximity to our top-tier staff, we deliver faster deals, more customized lending options and reliable service to you right here in the community we both know and love.

Whether you're looking for security, strength or a sterling reputation, RPM is your powerful ally in today's confusing home mortgage refinancing market.

  • Expert community-based service
  • Exclusive in-house mortgage banking service
  • Established position and hard-won reputation for integrity
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  • Mortgage Calculators

    Mortgage Loan
    Use this calculator to determine your monthly payment and amortization schedule.
    Mortgage Points Calculator
    Should you buy points? Use this calculator to find out.
    15 vs 30 Year Mortgage
    Use this calculator to compare these two mortgage terms, and let us help you decide which term is better for you.
    Adjustable Rate Mortgages
    This calculator helps you to determine what your adjustable mortgage payments will be.
    Mortgage APR
    Use this calculator to find the APR on your mortgage.
    Mortgage Tax Savings
    Interest and points paid for a home mortgage are tax deductible. Use this calculator to determine how much your mortgage could save you in income taxes.
    Balloon Mortgages
    A balloon mortgage can be an excellent option for many home buyers, use this calculator to see if a balloon mortgage might fit your needs.
    ARM vs Fixed Rate
    Use this calculator to compare a fixed rate mortgage to two types of ARMs, a Fully Amortizing ARM and an Interest Only ARM.
    Interest Only Mortgage
    Use this calculator to generate an amortization schedule for an interest only mortgage.
    Option ARM vs. Fixed Rate Mortgage
    Use this calculator to find out how much money you could save with an Option ARM loan.
  • Budget Calculators

    Rent vs. Buy
    Are you better off buying your home, or should you continue to rent?
    Mortgage Qualifier
    Can you buy your dream home? Find out just how much you can afford!
    Required Income
    Use this calculator to determine how much income you need to qualify for a mortgage and how different interest rates affect your required income.
    Maximum Mortgage
    Use this calculator to determine your maximum mortgage and how different interest rates affect your how much you can borrow.
    Mortgage Payoff
    Save thousands of dollars in interest by increasing your monthly mortgage payment.
    Bi-weekly Payment Calculator
    Using bi-weekly payments can accelerate your mortgage payoff and save you thousands in interest. Use this calculator to compare a typical monthly payment schedule to an accelerated bi-weekly payment.
  • Refinance Calculators

    Refinance Interest Savings
    Use this calculator to see how much interest you can save by refinancing your mortgage!
    Refinance Breakeven
    Should you refinance your mortgage? Use this calculator to determine when you will breakeven!

Find A Home

RPM Mortgage wants you to have access to the most updated listings in the area of your choice. Through a trusted partnership with we have brought these updated listings to you. Happy house hunting!

Referral Partners

You've worked hard to earn your credibility, success and community roots. You stake your reputation on every referral you make. As an RPM Mortgage referral partner, you will discover new opportunities to provide your customers with a more personalized option in residential mortgage lending. They will see faster, smoother and more effective transactions. Your reputation and business thrive on connections, referrals, and partnerships. Join RPM's network today and grow that reputation and business into a well-known, credible source.

RPM Mortgage has grown its reputation by attracting and rewarding the best talent in the communities we serve. RPM has built upon the pillars of trust, knowledge, and community, bringing these principles to our colleagues and customers through a tradition of "can do, will do" service. It is this that makes us the independently owned and operated mortgage lending operation and broker of choice throughout the markets we serve. Our established position and hard-won reputation for integrity combined with ingenuity have made us the real estate finance partner known for supportive, collaborative partnerships.

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