LOAN PROGRAMS

Jumbo loans to $2 million
     - Fixed/ARM Fully Amortized 15yr, 30 yr, 5/1, 7/1, 10/1
     - Interest Only 30yr, 5/1,7/1, 10/1

Agency Conforming

     - Interest Only up to 70%LTV/CLTV (Fannie Only) 30yr, 3/1 ,5/1 ,7/1 ,10/1
     - Fully Amortized 10, 15, 20, 25, 30 yr, 3/1, 5/1, 7/1, 10/1

FHA Conforming
     - Fixed/ARM 15, 30, 3/1, 5/1, 7/1

FHA Credit Qualifying Streamline Refinances

FHA Energy Efficient Mortgages (EEM)

VA

VA Interest Rate Reduction Refinancing Loan (IRRL)

USDA

Lender Paid Mortgage Insurance (MI) Option

Concurrent 1st and 2nd

Max Financed Properties (up to 10)

Fannie Direct Lender

Fannie Mae Service Retained

DU Refi Plus

FHA Flips