Gina is one of the top Mortgage Planners in the Palos Verdes/ San Pedro area. She specializes in residential mortgage lending and is the branch manager for RPM Mortgage Rancho Palos Verdes, a direct lender. She offers FHA, VA, Conventional, and JUMBO financing at all levels. Her reputation has been built on her ability to develop effective mortgage strategies that are most appropriate for individual client circumstances in combination with changing market conditions. Gina is dedicated to helping you find the right financial solution for the purchase or refinance of your home.

In January 1990, Gina started her professional career as a real estate investor and in 1998, she received her California state real estate license to assist others in building their real estate portfolios. Gina joined forces with top professionals in the Residential and Commercial/ Construction lending arena in order to ensure her many investor/developer relationships that she could assist them with their financing needs. She offers financing ranging anywhere from First Time Home Buyer loans to Estate home loans.

Gina has built strong investor relationships nationwide and has helped guide them through the financing process with her client’s individual needs always coming first.

Buying a home and applying for a loan is a very important decision, one that has many implications. Most lenders do not approach the process with an eye towards consulting the borrower in a way where smart choices are made. Gina fully explores your long and short term financial goals and your payment and equity objectives. It allows her to get you fully approved for a payment level or a mortgage type, or both. Staying comfortable in your total housing payment is key in a long-term successful relationship, and Gina knows that well!

She often assists her real estate partners with cross pre-approvals on all their listings to ensure the smooth and successful completion of their seller’s transactions. Having a finance partner to verify their offers are “financeable” is an advantage to any realtor she partners with.

Gina enjoys educating new buyers on the advantages of home ownership and hosts monthly First Time Home Buyer classes at her office. These classes are a good way to learn about the loan process and get a full lunch at the same time, as she loves to cook for her classes!

Gina and her husband, Dr. Van P Steed, are local to the Palos Verdes area for the last 40 years and own a veterinary hospital in San Pedro and have 7 children, 2 grandchildren and 3 dogs!