FREQUENTLY ASKED QUESTIONS

1. What are the most commonly made mistakes in buying or refinancing a house?
2. Should I refinance?
3. Should I pay points? Does a 0 point/0 fee loan really exist?
4. What is a FICO score?
5. Why do interest rates change?
6. What is the difference between pre-qualifying and pre-approval?
7. What is a rate lock?
8. Can my loan be sold? What happens if my lender goes out of business?
9. What is PMI? Can I get rid of the PMI on my loan?
10. What is an APR?

Scott Doruff
Sr. Mortgage Advisor

sdoruff@rpm-mtg.com

Direct: 925.249.3438
Fax: 866.811.7588

CA DRE # 00912848
NMLS # 288485




30 W. Neal St. Suite 105, Pleasanton, CA 94566