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We get you Home On Time®
whether you’re buying or refinancing

Smart Advice. Easy Process. Super Speed.

Client Wins

Refinancing
 
Zero Surprises at Closing
 
Second Chances
 
Condo Expertise
 
 

Are You Working with
A Loan Advisor?

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How We Help

It’s not just a loan and a place to live.
It’s your finances and your life.
We bring it all together.

Smart Advice

  • Advisor studies your profile and goals
  • Provides plan and loans to meet goals
  • Free ongoing reviews as goals evolve

Easy Process

  • Complete Home On Time® App in minutes
  • Run loan start to end from any device
  • Loan Advisor can co-pilot with you

Super Speed

  • Experienced, responsive, caring Advisors
  • Advance Approval® secures loan up front
  • Home purchase loans guaranteed on time

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First Time Homebuyer

Your first home is the biggest investment of your life, and we’re passionate about educating you. We’ll make you a financing and housing market expert so buying a home and planing your life is a snap. And we’ve got loan products for every need, including:

  • 3% Down Conventional Loans
  • 3.5% Down FHA Loan
  • 0% Down VA Loan
  • 0% Down USDA Loan
  • 1st and 2nd Mortgage Combination
  • Various Mortgage Insurance Options
  • 5% Down Jumbo Financing
  • Family Gift Fund Programs
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Experienced Homebuyer

  • Ready to upgrade, downsize, or relocate?
  • Searching for a vacation rental you can also use occasionally?
  • Or do you need a second home dedicated to just your family?
  • Need a tax deferred exchange of investment properties?
  • Want to buy again after a short sale or foreclosure?

Then it’s time for a consultation with a local RPM loan advisor to lay out your plan. No matter how complex your property, taxation, or family planning objectives are, we’ll take you through it with personalized service, a custom plan, and precise execution every step of the way. Browse our extensive Client Wins library detailing how we handle complex clients, objectives, and markets, then schedule a consultation today.

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Refinance

Refinancing is all about discovering new opportunities to achieve your goals faster. Consider your options:

  • Access equity for remodel, debt payoffs, education, or investments
  • Switch to a shorter term to pay off your loan faster
  • Use home equity to get rid of your mortgage insurance
  • Moving within 4-7 years? An interest only loan can minimize payments
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Specialty Mortgages

Whether you’re a first time buyer, an existing homeowner, or a seasoned investor, RPM’s extensive mortgage product set is designed to offer you more choices:

  • Jumbo Loan with a 5% down payment and no mortgage insurance
  • Flexible requirements for previous financial hardships
  • Reduced income documentation for self-employed
  • Low credit scores for government loans
  • Expansive investment opportunities
  • Fixed-rate second mortgages
  • No income, no taxes – Use assets to qualify
  • Advance Approval® – Compete with all-cash offers
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About

RPM was disrupting old school home financing with technology years before “fintech” was a term. We’re known by the world’s largest investors for our credit discipline. And as a customer, we’re at your service 24/7.

All In like family. Driven like Wall Street. Approachable like Main Street. These are the core values RPM lives by.

All In

  • $45 billion funded loans since 2007
  • Family owned & operated since day one
  • Retail only: consumers are sole focus

Driven

  • Above Average S&P rank, all categories
  • 17th largest retail-only lender in U.S.
  • Loan Advisors fund 2X industry average

Approachable

  • Ultra attentive service aided by tech
  • Always supportive, patient, welcoming
  • Discuss your finances in simple terms

Start a conversation with us today and find out how we can help you get Home On Time®. Guaranteed.

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News

John G. Stevens Recognized as America’s Most Connected Mortgage Pro For Driving Financial Literacy

 

Alamo, Calif. – August 15, 2017– RPM Mortgage (RPM), the nation’s 17th largest retail mortgage lender, announced today that RPM Vice President of Growth John G. Stevens was recognized as one of the nation’s Most Connected Mortgage Professionals by influential trade publication National Mortgage Professional Magazine.

Read More “John G. Stevens Recognized as America’s Most Connected Mortgage Pro For Driving Financial Literacy”

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Tracey Hirt Named among Mortgage Industry’s Most Influential Women

 

Alamo, Calif. – August 10, 2017 – RPM Mortgage (RPM), the nation’s 17th largest retail mortgage lender, is proud to announce that Co-CEO Tracey Hirt has been recognized as one of the 2017 Women of Influence by HousingWire, an influential source of news and information for U.S. mortgage markets.

Read More “Tracey Hirt Named among Mortgage Industry’s Most Influential Women”

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RPM Mortgage’s Sonoma Branch Named Best Mortgage Brokerage Two Years Running

 

Sonoma, Calif. – Aug. 4, 2017 – RPM Mortgage (RPM), the nation’s 17th largest retail mortgage lender, is proud to announce that its Sonoma Branch, led by Branch Manager Gary Umholtz, was voted the Sonoma Index-Tribune’s People’s Choice Award for Best Mortgage Brokerage for the second year in a row. This was only the second year the People Choice Awards included a mortgage category, and RPM is honored to be recognized yet again.

Read More “RPM Mortgage’s Sonoma Branch Named Best Mortgage Brokerage Two Years Running”

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Careers

We’ve got consumer lending and technology in our DNA.
From interns to executives, RPM team members make the complex lending business simple for customers and counterparties.

We’re a family firm with national scale that serves clients and each other with “Can Do, Will Do” positivity every day.

This spirit makes us one of the Best Places To Work In The Bay Area, as well as Silicon Valley, Orange County, Los Angeles, and Portland.

And Mortgage Executive Magazine ranks RPM in their 50 Best Companies to Work in America.

Learn more in this video, and watch RPM’s Job Openings for opportunities to join the team!

We take great care of Loan Advisors!

Learn more:

Northern California, Colorado, Nevada:
Donny Isaak
disaak@rpm-mtg.com
Connect with Donny on LinkedIn

Southern California:
Brett Dillenberg bdillenberg@rpm-mtg.com
Connect with Brett on LinkedIn

Arizona, Oregon, Utah, Washington:
Patrick Palmer
ppalmer@rpm-mtg.com
Connect with Patrick on LinkedIn

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Community

We’re not just in the community, we’re part of the community.

Our “Can Do, Will Do” spirit at work extends into communities where we live. We invest our time, talent, and money alongside our neighbors to help improve everyone’s quality of life. Here are some organizations we’re proud to support.

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Loan Servicing

Loan Servicing
888.776.7575
loanservicing@rpm-mtg.com

Online Payments:
Sign up to make your payment online.

Automatic Payments:
Sign up to autopay your monthly mortgage payment.

Phone Payments:
Call 888.776.7575 to process an immediate payment.

Regular Payment Address:
RPM Mortgage
PO Box 398665 San Francisco CA 94139-8665

Air Express Payment Address:
RPM Mortgage
3240 Stone Valley Road West Alamo, CA 94507

Insurance Correspondence:
RPM Mortgage
PO Box 130 Walnut Creek, CA 94597

Account Inquiries:
RPM Mortgage
PO Box 70 Walnut Creek, CA 94597

Please include account number on all correspondence.

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Contact

We’re at your service.
Here’s how to connect:

RPM Mortgage
3240 Stone Valley Road West
Alamo, CA 94507
925.295.9300
855.776.2888

Loan Servicing

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