It’s your finances and your life.
We bring it all together.
Your first home is the biggest investment of your life, and we’re passionate about educating you. We’ll make you a financing and housing market expert so buying a home and planing your life is a snap. And we’ve got loan products for every need, including:
- 3% Down Conventional Loans
- 3.5% Down FHA Loan
- 0% Down VA Loan
- 0% Down USDA Loan
- 1st and 2nd Mortgage Combination
- Various Mortgage Insurance Options
- 5% Down Jumbo Financing
- Family Gift Fund Programs
- Ready to upgrade, downsize, or relocate?
- Searching for a vacation rental you can also use occasionally?
- Or do you need a second home dedicated to just your family?
- Need a tax deferred exchange of investment properties?
- Want to buy again after a short sale or foreclosure?
Then it’s time for a consultation with a local RPM loan advisor to lay out your plan. No matter how complex your property, taxation, or family planning objectives are, we’ll take you through it with personalized service, a custom plan, and precise execution every step of the way. Browse our extensive Client Wins library detailing how we handle complex clients, objectives, and markets, then schedule a consultation today.
Refinancing is all about discovering new opportunities to achieve your goals faster. Consider your options:
- Access equity for remodel, debt payoffs, education, or investments
- Switch to a shorter term to pay off your loan faster
- Use home equity to get rid of your mortgage insurance
- Moving within 4-7 years? An interest only loan can minimize payments
Whether you’re a first time buyer, an existing homeowner, or a seasoned investor, RPM’s extensive mortgage product set is designed to offer you more choices:
- Jumbo Loan with a 5% down payment and no mortgage insurance
- Flexible requirements for previous financial hardships
- Reduced income documentation for self-employed
- Low credit scores for government loans
- Expansive investment opportunities
- Fixed-rate second mortgages
- No income, no taxes – Use assets to qualify
- Advance Approval® – Compete with all-cash offers
RPM was disrupting old school home financing with technology years before “fintech” was a term. We’re known by the world’s largest investors for our credit discipline. And as a customer, we’re at your service 24/7.
All In like family. Driven like Wall Street. Approachable like Main Street. These are the core values RPM lives by.
States We Lend In
Alamo, Calif. – August 15, 2017– RPM Mortgage (RPM), the nation’s 17th largest retail mortgage lender, announced today that RPM Vice President of Growth John G. Stevens was recognized as one of the nation’s Most Connected Mortgage Professionals by influential trade publication National Mortgage Professional Magazine.
Alamo, Calif. – August 10, 2017 – RPM Mortgage (RPM), the nation’s 17th largest retail mortgage lender, is proud to announce that Co-CEO Tracey Hirt has been recognized as one of the 2017 Women of Influence by HousingWire, an influential source of news and information for U.S. mortgage markets.
Sonoma, Calif. – Aug. 4, 2017 – RPM Mortgage (RPM), the nation’s 17th largest retail mortgage lender, is proud to announce that its Sonoma Branch, led by Branch Manager Gary Umholtz, was voted the Sonoma Index-Tribune’s People’s Choice Award for Best Mortgage Brokerage for the second year in a row. This was only the second year the People Choice Awards included a mortgage category, and RPM is honored to be recognized yet again.
We’re a family firm with national scale that serves clients and each other with “Can Do, Will Do” positivity every day.
And Mortgage Executive Magazine ranks RPM in their 50 Best Companies to Work in America.
Learn more in this video, and watch RPM’s Job Openings for opportunities to join the team!
We’re not just in the community, we’re part of the community.
Our “Can Do, Will Do” spirit at work extends into communities where we live. We invest our time, talent, and money alongside our neighbors to help improve everyone’s quality of life. Here are some organizations we’re proud to support.
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Regular Payment Address:
PO Box 398665 San Francisco CA 94139-8665
Air Express Payment Address:
3240 Stone Valley Road West Alamo, CA 94507
PO Box 130 Walnut Creek, CA 94597
PO Box 70 Walnut Creek, CA 94597
Please include account number on all correspondence.