5 Ways to Find Your Dream Neighborhood

Most house hunters have a clear vision of their dream home. A gourmet kitchen. A yard for the kids. Lots of natural light. But how often is equal consideration given to the finer details of the location? How do you evaluate a neighborhood to determine if your dream home is truly in your dream location? Here are 5 ways to figure out if a neighborhood matches your lifestyle and investment goals.

Read More “5 Ways to Find Your Dream Neighborhood”

FacebookLinkedInTwitterEmail
 

What is TRID and How Will It Impact Mortgages?

Effective October 3, 2015, (extended from August 1, 2015) the Consumer Financial Protection Bureau (CFPB) will implement a rule intended to reconcile inconsistencies between two federal acts that regulate the mortgage qualification process. The new rule, known as TILA RESPA Integrated Disclosure (TRID), seeks to simplify standard loan documentation, limit fees charged to consumers, make documentation easier to understand, aid consumers in comparison shopping, prevent surprises at the closing table, and clarify timing requirements for disclosure of final loan terms and costs. Here’s what you need to know about the changes put forth by the new “Know Before You Owe Rule.”

Read More “What is TRID and How Will It Impact Mortgages?”

FacebookLinkedInTwitterEmail
 

How to Protect Your Mortgage Pre-Approval

It’s smart to begin your search for a new home with a pre-approval letter. The pre-approval is more in-depth then a pre-qualification letter, which does not include a credit analysis. In order to provide a pre-approval, your lender will pull your credit, analyze your income and asset documentation, and calculate your debt-to-income ratio, resulting in a reasonably accurate estimate of your spending limitations. This will give you a good idea of what you can afford and may give you an advantage over the competition.

Read More “How to Protect Your Mortgage Pre-Approval”

FacebookLinkedInTwitterEmail
 

2015 Policy Changes Benefit First-Time Homebuyers

Recent policy changes from FHA, Fannie Mae and Freddie Mac are intended to make homeownership a more attainable goal for first-time homebuyers. What are the changes and what difference will they make? For those planning to enter the housing market for the first time, the right opportunity may come sooner than expected due to more favorable guidelines and lower costs.

Read More “2015 Policy Changes Benefit First-Time Homebuyers”

FacebookLinkedInTwitterEmail
 

Top 3 Money Management Tips for 20-Somethings

Whether you are headed off to college, starting a job, saving for your first home, or a parent preparing a child for life on their own, money management and budgeting can create anxiety. Can I afford college? How do I save for a down payment? How will I pay my bills, save and still be able to have some fun? These three simple steps will help ease the uncertainty and set you on a path toward financial independence.

Read More “Top 3 Money Management Tips for 20-Somethings”

FacebookLinkedInTwitterEmail
 
Page 6 of 8
1 2 3 4 5 6 7 8