If you are concerned about protecting your financial information from identity theft and data breaches, it’s important to know your options. While credit monitoring and fraud alerts indicate suspicious activity and provide added security, they may not offer enough protection. Placing a freeze on your credit (also known as a security freeze) can add an extra layer of protection against criminal activity. Here’s what you need to know:
What is your favorite escape? A coastal retreat. A rustic mountain hideaway. A loft with a city view. Whatever you prefer, a vacation home can be a lifestyle upgrade that provides a respite from the daily grind. As an investment property, that second home may also help achieve your financial goals and plan for the future. But, how do you figure out if owning a second home is even in the realm of possibility? Answering these three questions below will help you put forth a plan to make your home away from home a reality. Read More “3 Questions to Answer Before Buying a Second Home”
Lenders rely on credit reports as part of the process to qualify you for a loan. Negative information on a credit report or a low credit score could suggest that you are less likely to pay back debt as agreed. The tips below will help you “clean up” your credit so that you can put your best foot forward when applying for a loan.
Read More “Tips for Doing Your Own Credit Repair”
First-time homeowners are often younger than the average homebuyer, which means lower income levels, less money saved and, typically, more student loan debt. Concerns about student loans often discourage would-be first-time buyers from pursuing their goal of homeownership. If you’re considering purchasing your first home, these tips can help get you there.
At the start to every New Year, we all promise to make changes for the better and set resolutions to help achieve these goals. One part of our lives is often overlooked– our homes. This year make an effort to maintain your home better and give it the upgrades it has so badly needed! Here are a few home maintenance updates that will help boost your home’s value in the upcoming year: