Lenders rely on credit reports as part of the process to qualify you for a loan. Negative information on a credit report or a low credit score could suggest that you are less likely to pay back debt as agreed. The tips below will help you “clean up” your credit so that you can put your best foot forward when applying for a loan.
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First-time homeowners are often younger than the average homebuyer, which means lower income levels, less money saved and, typically, more student loan debt. Concerns about student loans often discourage would-be first-time buyers from pursuing their goal of homeownership. If you’re considering purchasing your first home, these tips can help get you there.
Read More “Key Economic Indicators that Affect Mortgage Interest Rates: Housing Reports”
At the start to every New Year, we all promise to make changes for the better and set resolutions to help achieve these goals. One part of our lives is often overlooked– our homes. This year make an effort to maintain your home better and give it the upgrades it has so badly needed! Here are a few home maintenance updates that will help boost your home’s value in the upcoming year:
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As a first step in preparing for a home purchase, it’s important to determine if you are actually ready to become a homeowner. Are you able to stay put for a while? Is your income fairly stable? If you answered yes to both questions, the next step is to carefully consider your finances. Resolve to do the following in the New Year and you could be ready to purchase a home sooner than you think – maybe even ahead of any anticipated rate increases.
Read More “Setting Goals to Achieve Homeownership”
