Can We Afford This Home?

couple admiring a homeCan we afford this home? It’s a question that many buyers ask themselves when walking through a home. If you are like me, you go to open houses “just to look.” You may get design ideas, imagine yourself and your family enjoying the yard, cooking in a completely remodeled kitchen, or sitting around the fireplace on a cold evening. Although I am a practical person who is financially conservative, I LOVE looking at homes, even the ones I am not sure I can afford.

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Rates and Opportunities in 2014

The last five years we have been blessed with low interest rates spurred in large part by Quantitative Easing (the purchasing of US securities by the Fed in the open market). The Mortgage and Real Estate sectors as well as the American consumer have all been benefactors of this low rate environment, and played a part in contributing to the recovery in the US economy.

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