Advance Approval May Help Win Real Estate Bidding Wars

In a competitive housing market, bidding wars are a sign that competition is fierce among potential buyers. While competition can be good news for sellers, for those looking to buy, it may cause dilemmas once it’s time to submit an offer. In fact, a recent survey by Redfin found that competition is a top concern for buyers, second only to affordability. Buyers know they must put their very best offer on the table, with aggressive timelines and as few contingencies as possible. So, how does a buyer who is financing their purchase improve their chances of getting an offer accepted?

Read More “Advance Approval May Help Win Real Estate Bidding Wars”

FacebookLinkedInTwitterEmail
 

How To Build Good Credit As A Young Person

One of the first steps to true independence is developing a strong sense of financial responsibility. The moment you start earning any money at all is the ideal moment to learn about money management, budgeting, and the importance of good credit. Whether you are exploring financial independence for the first time, or looking to re-build after a few credit mistakes, here are some options for getting on a path to a solid credit history.

Read More “How To Build Good Credit As A Young Person”

FacebookLinkedInTwitterEmail
 

Are We in Another Housing Bubble?

It’s hard to believe it’s been nearly 10 years since the housing market took a turn for the worse. At the time it seemed chaotic, but it’s now clear what happened. The market was correcting and as a result, we saw a sharp downturn in home prices between 2007 and 2011. Things improved slowly over the next few years until recently, when prices starting rising much more rapidly. That has caused many buyers and sellers to assume that we must be heading toward another housing bubble.

Read More “Are We in Another Housing Bubble?”

FacebookLinkedInTwitterEmail
 

How to Save For a Home While Managing Student Loan Debt

First-time homeowners are often younger than the average homebuyer, which means lower income levels, less money saved and, typically, more student loan debt. Concerns about student loans often discourage would-be first-time buyers from pursuing their goal of homeownership. If you’re considering purchasing your first home, these tips can help get you there.

Read More “How to Save For a Home While Managing Student Loan Debt”

FacebookLinkedInTwitterEmail
 

What The Self-Employed Need to Know About Home Loans

Qualifying for a mortgage can be more complex for someone who does not have pay stubs and a W2 form to verify consistent income. If you’re an entrepreneur with your own business and fall into this category, don’t worry—there are loans for you. You just need to know how to navigate. I asked RPM’s EVP, Julian Hebron, to explain how specialized loan products serve the specific needs of self-employed home buyers.

Read More “What The Self-Employed Need to Know About Home Loans”

FacebookLinkedInTwitterEmail
 

Is Your Home Summer-Ready?

As seasonal temperatures heat up, utility bills will also inch up as homeowners try to beat the heat. What can you do to prepare your home for the hot summer months and minimize the cost of keeping indoor spaces comfortable? A “do-it-yourself” (DIY) home energy audit can be a good starting point to help determine what areas to prioritize for energy efficient repairs and upgrades. By following the simple steps below, you can uncover the most obvious spots where your home is losing energy and where you may have opportunities to improve your home’s performance.

Read More “Is Your Home Summer-Ready?”

FacebookLinkedInTwitterEmail
 

Interest Rates in an Election Year

There is no escaping it; debates, primaries and non-stop political rhetoric across all media channels. It’s 2016 and it’s an election year. And if you’re considering buying a Presidential Electionhome sometime in the next year, you may be curious about historical interest rate trends during the months before and after we’ve elected a new president.

Read More “Interest Rates in an Election Year”

FacebookLinkedInTwitterEmail
 
Page 6 of 13
1 2 3 4 5 6 7 8 9 10 11 13