3 Tips To Help Home Affordability When Rates Rise

So far the Fed has increased its benchmark rate three times since the financial crisis as they track economic improvement and attempt to maximize employment and stabilize inflation. If the economy continues to improve, and economic data remains positive, another increase could come as soon as May or June. While consumers with credit card debt may see an immediate increase in interest rates as a result of the Fed’s rate increases, the effect on longer term mortgage loans will be less direct, but still impactful. As RPM’s Julian Hebron explains in an article on Zillow “Even though mortgage bonds represent longer-term rates, these Fed hikes still fuel selling of mortgage bonds, pushing mortgage rates higher.”

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5 Spring Cleaning Tips

Spring is right around the corner! But, before you can relax in your backyard and enjoy your blooming garden, there are probably some seasonal chores to conquer. To make this year’s preparation for spring a breeze, focus on these five spring cleaning must-do’s:

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