Simple Steps to Organize Your Finances

A new year is upon us bringing with it the promise of a fresh start. People everywhere will be setting new goals and swearing off old vices. If some of your goals (or vices) are financial in nature, now is the time to get organized and put realistic plans in place for spending and saving. Whether your financial management habits need a total overhaul or just a few tweaks, here are some tips for getting started:
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Key Economic Indicators that Affect Mortgage Interest Rates: Housing Reports

First-time homeowners are often younger than the average homebuyer, which means lower income levels, less money saved and, typically, more student loan debt. Concerns about student loans often discourage would-be first-time buyers from pursuing their goal of homeownership. If you’re considering purchasing your first home, these tips can help get you there.

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