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May31, 2017

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*Under RPM’s Purchase Closing Guarantee, RPM will waive its Lender Fee if a purchase transaction does not close on or before the anticipated date of close of escrow, as agreed to by RPM. The Purchase Closing Guarantee is subject to the following terms and conditions: The loan must be a purchase transaction. The complete loan package must be received by RPM’s Mortgage Banking Operations Center at least 25 days prior to the close of escrow. The Purchase Closing Guarantee timeline begins when the complete loan package is received by the Operations Center. The Purchase Closing Guarantee does not apply if the failure to close within the anticipated close of escrow date is due to events or circumstances beyond RPM’s control. These include, but are not limited to, delays caused by an appraisal value on the subject property that is not acceptable to RPM, acts or omissions by the escrow or title company, second lien holder approvals, short sale approval, condo project eligibility or loan conditions imposed by RPM or the investor that, despite reasonable diligence by RPM,are not met by any party in a timely manner. The Purchase Closing Guarantee does not apply to brokered loans. All programs are subject to borrower and property qualifications. Rates, terms, and conditions are subject to change without notice.

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