Dave Pennington

Branch Manager

NMLS #304758


With 18+ years of experience as a Loan Advisor, David Pennington takes pride in providing his clients with exceptional service and accurate loan information to fit their personal financial needs. His business background and comprehensive mortgage experience enable him to educate and assist his clients in all aspects of the purchase or refinance of their properties throughout California.

His education and professional career have been exclusively focused on examining and understanding the financial industry. At the University of Wisconsin at Madison, David achieved a Bachelor of Business Administration in Real Estate and Urban Land Economics with a minor in International Business and German. He has worked as a direct lender, mortgage consultant and is a licensed Real Estate Broker. David’s experience includes working as a Client Services Representative at US Bancorp Investments where he perfected his customer service skills.

This extensive knowledge of the financial industry allows David to determine the best possible strategies and solutions for his clients. David is skilled at finding fast and affordable FHA, VA, conventional and jumbo financing. In addition, he has been honored for 8 years as a 5 Star Mortgage Professional by the San Diego Magazine. All of David’s clients are pleased with their loans, and he has a five-star rating on YELP praising his accessibility, communication and attention to detail. Dave is thankful for dedicated clients and agents. As his business is built entirely on referrals, Dave continues to ensure that all clients have a positive experience.

Client Wins

You’re in Safe Hands
Fixing For the Future
Together We Achieve More
Against All Odds



Phone: 619.994.9723

Fax: 866.793.7685

322 Encinitas Blvd., Suite 170

Encinitas, CA 92024

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RPM Mortgage is a proud member of LendUS®, one of the largest independently owned and operated mortgage lenders in America. LendUS® was created as a collaboration of two well-established, like-minded companies. Together, we have formed one company, with one name, that is solely-focused on providing our clients with smart advice and an easy process with super speed.