Renee Sullivan


NMLS# 280983


Previously with Wells Fargo's Private Mortgage Banking, Renee Morgan bring nearly 25 years of experience to RPM. Her knowledge and perspective makes Renee uniquely qualified to guide her clients through the increasingly complex loan process.

RPM's combines the products and pricing of a large company, with the personal attention and commitment to clients offered by a smaller company. Whether you are a first-time buyer, a seasoned investor, or a homeowner trying to sell or refinance, Renee will provide multiple options and advice to help you make the best decision for you and your family.

A Bay Area native, Renee lives in Los Gatos with her husband and business partner, Jim Sullivan. She enjoys spending time with her husband at their second home in Capitola. Renee has twin daughters, Christy and Corinne, and a new grandson, Grant.


Renee Sullivan


Whether you are a first-time buyer with limited resources, a seasoned investor with complex financial objectives, or a homeowner trying to decide to sell or refinance, Jim and Renee will provide multiple options and advice to help you make the best decision for you and your family. Jim and Renee have spent their entire lives in the Bay Area. They currently live in Capitola and Los Gatos. They have a blended family of three daughters, a son, and two grandchildren.

Phone: 408.667.2912

Mobile: 408.667.2912

Jim Sullivan

Loan Advisor

Jim has been in the industry since 2006 and after building a substantial business with his last company, he joined RPM in 2013. He is committed to providing his clients with personal service, knowledge, and great communication to make the increasingly complex loan process a positive one. He feels this is what sets him apart in the mortgage industry. Jim approaches each transaction with RPM's "Can do. Will do" attitude and their growing product offerings, helping to simplify the loan process for his clients. Jim has a large network of real estate partners, who rely on his experience, expertise, and quality of service with each transaction. Jim graduated from U.C. Berkeley in 1979. He lives Los Gatos with his wife and business partner, Renee Morgan. Together they enjoy spending time at their second home in Capitola.

Mobile: 408.431.0994



  • We always encourage our clients to use the best lenders in the business, Renee & Jim with RPM Mortgage. If our client insists on using a lender with whom we are unfamiliar, we insist right back that they get a second opinion from Renee & Jim, who have bailed our clients out countless times when the prior lender failed to perform! Renee & Jim are great, pro-active, communicators. They go the extra mile. They find a way to get the loan done!
    — John and Barbara H.
  • Jim and his team worked hard for me in a difficult seller’s market. He offered great advice and service. He put in a huge amount of work pre-escrow to represent me and give me an advantage in a tough market. Forever grateful for that!
    — Jim C.
  • Renee worked diligently to resolve an issue concerning flood insurance on q property I was purchasing. It could have cost me quite a bit of money if I had to obtain flood insurance. She kept me informed through the process and resolution. In the end I did not have to get flood insurance due to an error on the report. She was timely and positive.
    — Charlene Q.
  • I am very happy to recommend Renee Morgan and her team any time I have a client in need of a loan. I have worked with Renee for the last 20 years, through thick and thin, and she has always truly put the client's needs in the forefront. She is good with counseling my buyers, advising them how to reduce/consolidate debt, change spending habits, improve credit scores, or structure a loan. There are times when people just have to wait and improve their "package" in order to get the best deal possible, and she counsels them well. For those with high end loans, she is very good with knowing available products. It is not always simple to put the higher value loans together but she is attentive to detail and can structure them so that my clients get a good product at a good rate with the least amount of hassle.
    — Eileen P.
  • Thank you for helping us with our loan. It was a pleasure with you directly as you obviously very knowledgeable and competent at your job. I especially appreciate you coming to the signing of docs and making sure everything was taken care of. Working with you was a pleasure.
    — Amy C.

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Phone: 408.667.2912

Mobile: 408.667.2912

1999 South Bascom Ave, Suite 450

Campbell, CA 95008

RPM Mortgage is a proud member of LendUS®, one of the largest independently owned and operated mortgage lenders in America. LendUS® was created as a collaboration of two well-established, like-minded companies. Together, we have formed one company, with one name, that is solely-focused on providing our clients with smart advice and an easy process with super speed.