Every week we share stories about homebuyers and homeowners who are achieving their goals with RPM as their partner. Click below to read more.
When you feel warm and fuzzy towards your loan company, you know they have to be exceptional.
A client leaving the country for 3 weeks needed a low rate and a short timeline for his cash-out refinance. After shopping multiple lenders, he chose RPM. When the appraisal came in lower than expected, we restructured the loan so he kept his target rate and cash-out amount! #TheRPMDifference
I couldn't believe I lowered my payment, consolidated my debt, and increased my credit score with one refi!
A past client needed to consolidate non-housing debt using a home refinance but her credit score was too low for the target loan. We disputed credit report errors, successfully re-scored her credit higher, enabling the refi and converting non-tax deductible debt to tax advantaged status.
Two successful refis plus beating a competing quote equals happy client and a REALTOR!
A client with multiple properties needed to free up monthly cash flow, and we were able to offer him more refi savings on his primary home and a 4-unit rental property than another lender. The real estate agent who referred him to us was a property manager, and was so impressed with RPM, he let all of his clients know! #CanDoWillDo
From processing to closing in just 5 business days!
Clients relocating from the Bay Area to the Northwest had to close on their new home and move extremely fast. In one week, RPM processed, approved, signed, funded, and closed the loan. This included meeting the clients on the road while they were traveling from their old city to their new one so we could have them sign their pre-closing documents!
Are you a Veteran homebuyer? Or are you a REALTOR who's skeptical of offers with VA loans? We've got you covered.
Our client and his real estate agent were amazed when we closed their VA loan early - even when the listing agent said it couldn't be done on time. By closing the loan in just 17 business days, we demonstrated how seamless a VA loan can be when RPM is handling the transaction!
Thank you for saving us! Things were looking pretty grim until you stepped in!
When another lender wasn't meeting our client's expectations, RPM stepped in and closed the loan in just 18 business days! Despite the time lost by the other lender, our clients closed their new home on time.
Does your team ever sleep?
Our first-time homebuyer clients had a few surprises throughout their transaction. RPM worked around the clock to keep them calm and keep each phase of their transaction at 24-hour turn times. It was just another #CanDoWillDo day at RPM, but a huge milestone for our clients.
No loan documentation headaches for entrepreneurs. We can qualify them using assets rather than income.
After our client was declined by another lender mid-transaction, RPM took over and closed on time. Because he was self-employed, he qualified using 12 months of bank statements instead of tax returns.
We provide solutions when other lenders cannot!
After a big bank declined a borrower, the client came to us for help. We reviewed the issues and quickly restructured their loan to get it approved. Our experience combined with our flexible loan programs helped save this deal and so many more!
Advance Approval: An effective way to compete against all-cash offers!
After losing out to all-cash buyers, we knew that our client needed to make their next offer even stronger. Through Advance Approval, our client’s offer was accepted and they were able to move into their new home just in time for the weekend! We closed in just two weeks and the REALTOR® was so impressed with our service, stating “Yay is an understatement. You rock!”
RPM's appraisal affiliate hires only local, experienced appraisers that live and work in the areas they appraise - ensuring an accurate value of your home.
Receiving an appraisal back lower than the purchase price can make or break a deal. We recently closed a home in a unique neighborhood where the buyer’s agent thought value could be an issue. We assured the agent that our appraisal affiliate hires local and certified appraisers with the most experience in the industry. For this transaction it helped to have a local appraiser who understood the market and could bring the appraisal in with a well-supported and withstanding value.
17-day escrow closed in 14 days 25-day escrow closed in 22 days 21-day escrow closed in 17 days
Wouldn't you love to hear that your lender could close your loan early? At RPM we make it happen! Take a look at a few jumbo purchases we closed ahead of schedule this week!