Every week we share stories about homebuyers and homeowners who are achieving their goals with RPM as their partner. Click below to read more.
No loan documentation headaches for entrepreneurs. We can qualify them using assets rather than income.
After our client was declined by another lender mid-transaction, RPM took over and closed on time. Because he was self-employed, he qualified using 12 months of bank statements instead of tax returns.
We provide solutions when other lenders cannot!
After a big bank declined a borrower, the client came to us for help. We reviewed the issues and quickly restructured their loan to get it approved. Our experience combined with our flexible loan programs helped save this deal and so many more!
Advance Approval: An effective way to compete against all-cash offers!
After losing out to all-cash buyers, we knew that our client needed to make their next offer even stronger. Through Advance Approval, our client’s offer was accepted and they were able to move into their new home just in time for the weekend! We closed in just two weeks and the REALTOR® was so impressed with our service, stating “Yay is an understatement. You rock!”
RPM's appraisal affiliate hires only local, experienced appraisers that live and work in the areas they appraise - ensuring an accurate value of your home.
Receiving an appraisal back lower than the purchase price can make or break a deal. We recently closed a home in a unique neighborhood where the buyer’s agent thought value could be an issue. We assured the agent that our appraisal affiliate hires local and certified appraisers with the most experience in the industry. For this transaction it helped to have a local appraiser who understood the market and could bring the appraisal in with a well-supported and withstanding value.
17-day escrow closed in 14 days 25-day escrow closed in 22 days 21-day escrow closed in 17 days
Wouldn't you love to hear that your lender could close your loan early? At RPM we make it happen! Take a look at a few jumbo purchases we closed ahead of schedule this week!
More than 28 potential offers. One offer stood out above the rest. That's the advantage of RPM Advance Approval.
How do you beat out other homebuyers offering on the same home? Our buyers utilized our Advance Approval program to seal the deal on their FHA purchase.
A top real estate agent came to us and asked us to take over a client's pre-approval. They were in a tough negotiation and the agent knew that working with us would increase the probability of offer acceptance.
A real estate agent referred a new client to us and we issued their pre-approval within two short hours. After their file was approved, we were able to shorten their initial close of escrow by a week, which made the sellers, the buyers and both agents, very happy.
Our Advance Approval program gave our buyers the opportunity to write their offer with a short contingency and quick close of escrow, resulting in a successful closing.
An all-cash offer came in at a higher price. But, knowing that we could meet a short contingency and close of escrow, the listing agent accepted our buyer’s offer instead. RPM did not disappoint and our team worked hard to close on a jumbo loan in just 25 days! #CanDoWillDo
When another lender closed their doors, we were there to help the buyers secure their home in just 14 days.
When another lender unexpectedly went out of business overnight, our buyers were already in contract and needed a new lender to finalize their loan. They contacted us and we quickly processed their file from start to finish in just 14 days. The buyers were extremely grateful and thanked us for the smooth transition.
Our client's loan was at a standstill with another lender for 6 weeks. The buyers wanted a second look. We came in and fully approved the client in less than a week--successfully saving the deal.
Our buyers had a complex loan that was not moving forward with another lender after several weeks. Afraid they might lose their dream home, they contacted us for help. We were able to act fast and close quickly on a loan the other lender could not do.
RPM's Advance Approval saves the day by helping our client to compete against multiple offers and get their dream home.
Our buyer was in a multiple counter offer situation. We told the listing agent about RPM’s Advance Approval program and she was amazed that our client’s credit profile was fully underwritten in advance. Her offer was accepted over five other offers, and the agent was pleased with how smooth the transaction was.
Full credit approval was issued in less than 4 hours. When the buyer wanted to qualify at a higher price the file was re-worked with a new approval the same day. The quality and speed of our service allowed our client to get her dream home - and close early!
A new client was referred to us, and received full credit approval back in less than 4 hours. The buyer found a property at a higher price point and wanted to see if she qualified for more. Our team re-worked the file and issued a new approval the same day. Our buyer found her dream home and her offer was accepted. We closed in less than 20 days and all parties were ecstatic! Ask me how RPM can streamline your transaction!