Know Before You Owe – Tips For a Smooth Mortgage Process

Know Before You Owe – Tips For a Smooth Mortgage Process

Beginning on October 3, the CFPB’s new “Know Before You Owe” rule, also known as TRID, went into effect. The new regulations will result in some changes to the way real young coupleestate transactions are processed. The updates include new forms and timelines that are intended to make the process more transparent and easier to understand. Recently, the Mortgage Bankers Association released a set of guidelines to help educate everyone involved.

Read More “Know Before You Owe – Tips For a Smooth Mortgage Process”

FacebookLinkedInTwitterEmail
 

How to Navigate Student Loan Options

The burden of student loan debt is one of the main road blocks to financial independence and a top reason why men and women delay important life decisions, including home ownership. Whether you’re trying to pay for your own education or your child’s, it’s important to make smart borrowing decisions. Carefully consider your budget and loan amount so you won’t be tempted to over-borrow to fund your lifestyle, in addition to your education. The options can be overwhelming, so let’s break it down…

Read More “How to Navigate Student Loan Options”

FacebookLinkedInTwitterEmail
 

Understanding Economic News – Tips for Non-Experts

Written by Dick Lepre

Financial decisions can be daunting, especially when planning for a large purchase or investment where interest rates influence the cost of borrowing money. While there is no crystal ball to provide completely accurate predictions about rates, understanding the women on computerbasics of economic news can help facilitate more informed decisions. Is it the right time to invest in a new home or refinance an existing one? Is a fixed rate mortgage the way to go or is there a chance rates might go lower? The U.S. Federal Reserve monitors various indicators to help guide economic policy. The media follows closely, reporting on inflation, the job market, foreign affairs, and more. So, what does it all really mean to the average consumer preparing for a big financial decision?

Read More “Understanding Economic News – Tips for Non-Experts”

FacebookLinkedInTwitterEmail
 

3 Drought-Friendly Solutions To Keep Your Yard Green

As you’ve probably heard by now, California is in the midst of one of its most historic droughts. With Governor Jerry Brown ordering mandatory water restrictions for the first time in the state’s history – it’s nearly impossible to keep a lawn green. So, is brown the new green? For those of you who aren’t ready to give up your field of green, check out these grass substitute options.

Read More “3 Drought-Friendly Solutions To Keep Your Yard Green”

FacebookLinkedInTwitterEmail
 

3 Steps to Financial Independence for Millennials

The millennial generation is entering a job market and economy that comes with its own set of challenges. The Wall Street Journal reports that, “The financial crisis exacted a heavy toll on the generation of Americans now entering their 30s. Facing difficult job prospects, little-to-no income growth and a historically unprecedented level of student loans, their finances are in a more precarious state…” At the same time, this younger generation is empowered by technology and motivated by a strong desire for more freedom in their daily life.

Read More “3 Steps to Financial Independence for Millennials”

FacebookLinkedInTwitterEmail
 

5 Ways to Find Your Dream Neighborhood

Most house hunters have a clear vision of their dream home. A gourmet kitchen. A yard for the kids. Lots of natural light. But how often is equal consideration given to the finer details of the location? How do you evaluate a neighborhood to determine if your dream home is truly in your dream location? Here are 5 ways to figure out if a neighborhood matches your lifestyle and investment goals.

Read More “5 Ways to Find Your Dream Neighborhood”

FacebookLinkedInTwitterEmail
 
Page 17 of 22
1 12 13 14 15 16 17 18 19 20 21 22