One of the best things about owning a house, is making it your own – making it your home. This often means upgrading, repairing and doing home improvements with your own two hands. Doing it on your own has a strong appeal that has helped make Do It Yourself (DIY) a worldwide multi-billion dollar industry! In addition to potential cost savings, doing it yourself brings with it a sense of creativity, pride and satisfaction. But, before you break out the tools, make sure safety is part of your DIY plan!
A new year is upon us bringing with it the promise of a fresh start. People everywhere will be setting new goals and swearing off old vices. If some of your goals (or vices) are financial in nature, now is the time to get organized and put realistic plans in place for spending and saving. Whether your financial management habits need a total overhaul or just a few tweaks, here are some tips for getting started:
Read More “Simple Steps to Organize Your Finances”
‘Tis the season of gathering and giving! During the holidays Americans spend billions each year on gifts, decorations and entertaining. There’s something appealing about being “home for the holidays” and this often leads to higher home energy costs throughout the fall and winter. It all adds up to an expensive time of year! So, here are some tips to reduce energy use and limit the stress on you, your budget, and the environment. Read More “Holiday Energy Savings At Home”
A credit score is an unavoidable part of financial life. This three-digit number derived from information on your credit report directly impacts your ability to borrow money or access credit. It is one of the indicators used by lenders to assess how likely you are to repay debts in a timely manner. This score also affects how much you’ll pay to borrow money. The more you know about your credit score and what affects it, the easier it will be for you to protect your credit from negative impacts. Read More “What You Need to Know About Credit Inquiries and Your Credit Score”