Cherese Hoskins

Loan Advisor

NMLS #286277


I grew up in the small town of Clyde, California. I am a proud wife and mother of three beautiful girls.

Personal experiences in real estate inspired my interest in the mortgage industry. My focus is superior mortgage lending for individual situations. I understand the importance of a long term, overall financial strategy and I will help you reach your desired goals. I am trusted, honest, dependable, and responsive.

I specialize in the following...
• Ultra attentive customer service
• Purchase, conventional, Jumbo/ Government 1-4 unit dwellings
• Refinance, Cash out, Obama’s relief products, FHA streamline
• Debt Consolidation
• Mortgage rate evaluations
• Credit structuring consultations

My spotlight is continued education. I am up-to-date on all the newest loan products and I meet all Federal regulations as a loan specialist. Welcome to my website, and thank you for choosing me as your guide to finding the perfect mortgage loan!

I am proud to be part of the team at RPM Mortgage. With the support of in-house processing, underwriting and funding professionals, I am able to offer the fast, personalized service you deserve when purchasing or refinancing your home. Our vast collection of lending products is designed to accommodate unique scenarios and offer you more choices. Getting started is easy with RPM’s Home On Time® Application. You’re able to submit your profile and financials in minutes from any device, and communication is streamlined so you and I can share information quickly and easily throughout the lending process.

To learn more about RPM’s products and services, and how they can help you reach your homeownership goals, contact me today.


  • If you're looking for a loan agent that will understand your specific needs and goals, won't push you around, will be responsive to your questions and concerns, and will always be upbeat, positive, and smiling.... look no further! Cherese was awesome in the recent purchase of our new home and I literally could not imagine going through the process without her by my side. I was surprised when she showed up to our signing and I was so very thankful she was there with me. Her high level of expertise was reassuring and made me feel like I had someone in my corner during the entire home buying process. She was always responsive and never left me hanging with an unanswered question. I looked to her as a trusted confidant, as she always kept my best interests in mind. Thank you, Cherese!!
    — Whitney F.
  • Cherese is absolutely incredible. It feels like you have a friend walking you through the process. My realtor passed while she was doing the approvals for my house hunting, not only did Cherese have a contact that took care of me and made me feel comfortable, but she was involved above and beyond to make sure I was happy and all the bases were covered. I recently refinanced with Cherese, and again not only flawless service, but knowing she was in my corner made what can be a stressful prospect much easier. She was never far from email or a phone call and I never had to wait on any questions. Again amazing service and knowledge.
    — Michael P.
  • My wife and I met Cherese at an open house. We already had a lender but they were unresponsive. So we followed our gut feeling and switched to Cherese and it was probably the best decision we had! She very informative and educated us on the home loan process since we were a first time home buyer. She answered all of our questions in a timely manner. She really made the home buying process really easy for us and we were able to close 4 days early! I would recommend Cherese to anyone that's looking for a mortgage loan.
    — Thomas W.

Connect With Me

Client Wins

Saved by Refinancing


Phone: 925.627.7153

Mobile: 925.286.2222

Fax: 877.593.1193

3240 Stone Valley Road West

Alamo, CA 94507

RPM Mortgage is a proud member of LendUS®, one of the largest independently owned and operated mortgage lenders in America. LendUS® was created as a collaboration of four well-established, like-minded companies. Together, we have formed one company, with one name, that is solely-focused on providing our clients with smart advice and an easy process with super speed.