Kevin Kennedy


NMLS #326784


Kevin Kennedy is committed to providing his clients with personal attention and top notch service. Kevin prides himself on being not only a mortgage consultant, but a problem solver. Kevin has years of lending experience and has helped many families realize their dreams of owning a home. Whether it's a first time home buyer or someone who has less than perfect credit, Kevin has the knowledge and know-how to offer creative financing options. Kevin meets with his clients in-person and is available seven days a week to answer questions. Kevin takes the time to fully understand his clients' needs and goes the extra mile to get his clients the best rates and loan terms.

Kevin joined the RPM family in June of 2003. Prior to working at RPM, Kevin worked for a prominent Bay Area mortgage bank where he was an underwriter, wholesale rep, and loan agent. During these years of high loan volume, Kevin processed and closed thousands of home loans. This experience gave him a greater understanding of the overall home loan process and has helped him develop a mindset for creating specific mortgage solutions for each individual client.

Kevin was born and raised in the Bay Area and has spent most of his life living in San Ramon Valley. In his free time he enjoys spending time with his wife Leah and daughter Kaitlyn. Kevin also enjoys cycling, music, and reading.

Click here to check out our client testimonials on Zillow!


Kevin Kennedy


Kevin has been a trusted Loan Agent for 13 years. He will meet with you, educate you, go over your loan options, and help you pick the program that is right for you.

Phone: 925.552.3831

Fax: 866.902.6974

Amanda Xavier

Loan Coordinator

Amanda will be working with you to set up your pre-approval file. She will double checking your credit and financial documents. She will also be your main point of contact once you get into contract on a new home and your file gets into processing. She will be calling you for information, following up on documentation and contacting you with updates during the loan process.

Direct: 925.286.2550

Fax: 866.902.6974



  • “This is my second time working with Kevin Kennedy and company, and I couldn't be happier with my decision to return. Buying a house is incredibly, overwhelmingly stressful but working with Kevin and Team made the process much more manageable. I was constantly in touch with what was happening, and I always felt like they were keeping my best interests in mind.”
    — Jason P.
  • “We were referred to Kevin at RPM while looking to buy our first home. When I say 'referred', I mean we were told "Go see Kevin. There's no where else to even consider." and I'm so glad we did! Kevin, Justine and the whole team were so welcoming, efficient, dedicated, and most importantly, didn't make us feel dumb for asking the same questions over and over. They really walked us through the whole process and answered questions we didn't even know to ask. In such a competitive market, I fully believe that Kevin's personal call to the agent of the house we wanted helped us get our dream home.
    Seriously, don't waste your time with anyone else!”
    — Kristin L.
  • “Kevin's team at RPM Mortgage should host a masterclass on what it means to provide exceptional service in an area most customers go in to without any experience. The first time I went through the home buying process, it was so stressful and painful to go through with the previous company I worked with, I wanted to just give up on trying to buy the house all together. My wife and I were referred to Kevin during our search for our forever home and I was already getting anxious from the idea of going through hell again.

    Our first conversation with Kevin put all of our anxiety to rest. Kevin was very informative, easy to talk to and very transparent with all of the details we needed to provide when the time came. Justine was very responsive to all of our questions and helped us close escrow in lightning fast time.

    I recommend any and all of our friends and family members to Kevin's team for their mortgage lending needs.”
    — Tom Y.
  • “Kevin and his team are committed to providing excellent customer service, education, and overall a pleasant and supportive experience to the mortgage lending process. A process that no doubt can overwhelm just about anyone, the team made it easy and enjoyable. We trusted they had our best interests, and Kevin called us weekly with interest rate and market updates, and often checked on us during our home search process. During a busy time of packing, Kevin sent us tickets to the movies as a gesture to remind us to take a break during a stressful time. Buying a home or refinancing is a big step, and we trusted that Kevin, Justine, Theresa and Karen were always going to go above and beyond for us with a positive can-do attitude. We couldn't be happier with the service and kindness they provided. The communication both verbal and written was superb. Kevin called on our behalf to speak with listing agents and our realtors and made an impression on everyone he spoke with. It was our honor to work with this group and no doubt will we be going to them with any home financing needs from this day forward. Thank you all so much for helping us obtain our fabulous home in Montclair ! it is such a dream come true.”
    — Niv D.
  • “We were already pre-approved for loans with two other lenders but decided to ask our realtor for a reference just to be sure. And I'm so glad we did! Kevin, Justine and the rest of their team not only got us a fantastic loan quickly, but expertly guided us through the process, providing what I'd consider a "gold standard" level of service. They were extremely pro-active and showed genuine care and support. They worked seamlessly with our realtor and us to navigate things even when hiccups would occur, as most home buying experiences bring. I can't tell you how much we would recommend them and look forward to eventually refinancing with their help when the market conditions are right. Their expertise is clearly shown very early on, but honestly the biggest difference I felt was the personal service they provided. It really felt like we were working with a team of caring professionals rather than a cut-and-dry financial institution. Five stars all the way.”
    — Howard L.
  • “Kevin Kennedy and his team are AMAZING and really take outstanding care of their clients. They made buying our first home with our VA loan smooth and stress-free. The entire team was thorough, professional and attentive every step of the way. We are so grateful that our family friend Andrew refereed us to Kevin. We will also be sending our family and friends Kevin’s way. Thank you Kevin, Justine and Teresa for working so hard to help make our dream of owning our own home a reality. Your team is simply the best and we appreciate you all so much!!”
    — Jamie C.
  • “My husband and I were first time homebuyers, and we literally had NO idea about how to go about the process. Friends of ours recommended Kevin and RPM to us, and we were not disappointed. Working with Kevin, Justine, and the whole RPM team was not only easy, it wasn't stressful. Again, not knowing how to even start and trying to get a house in the East Bay meant we needed all the help we could get. They were incredibly knowledgeable and checked in every week, even if we didn't have any paperwork due. Weekly check ins were a great source of reassurance that we weren't being forgotten and that everything was going to plan. Their customer service is the best. They answered all of our questions, and believe me, we had A LOT! I can't say enough nice things about RPM, and I'd recommend them to anyone wanting an easy, close-knit, and personal experience. Thanks, RPM!”
    — Sarah G.
  • “The Kevin Kennedy team deserves 6 stars! It’s hard to imagine a more organized and professional group, well-trained and highly competent. They are efficient and responsive and provide their clients with a seamless process to securing a loan. The customer service is exemplary and should be a model for any business. Staff respond at lightning-speed to questions, and are unfailingly patient and polite. Kevin provided weekly updates personally by phone and was always available. Justine ensured we novices understood terms and steps required for loan approval. Throughout the process, the team gave us confidence that they were committed to our loan approval—which we got in 15 days! Also, they worked closely with our realtors, which assured quick closing. This RPM team sets The Standard for professionalism and organization. A big thank you from David, Peggy, Walter & Julia!!”
    — David S.

Client Wins

Family Values
Back on Track
Perseverance Pays Off
Not Just a Number


Phone: 925.552.3831

Fax: 866.902.6974

3240 Stone Valley Road West

Alamo, CA 94507

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