Mike Fake

Branch Manager

NMLS #125241


Closing loans on time is my top priority! I set out to accomplish this by always being available to my clients, by providing exceptional customer service and exceeding expectations.

My career started as a CPA and working with PriceWaterhouse Coopers. In 2003 I used my finance background as a platform to get into the lending business.

In 2007 I partnered with RPM Mortgage in order to take advantage of their exceptional mortgage banking platform and other services. The mortgage industry has gone through a number of changes and RPM has stayed at the forefront of those changes. It is common for Loan Officers to work for a number of different lenders but I have stayed consistent and the partnership with RPM has allowed me to meet my goals.

I have been married to my wife Jenny for 10 years and we have two energetic children. I enjoy my free time with surfing, skiing and golfing. I am coaching little league and am part of Adventure Guides with my son. I serve on the board of directors of the Encinitas YMCA, and am Co-Chairman for our annual Roof Raisers golf event which raises money for maintaining and building facilities at the YMCA. I am also an active Real Estate Investor.

Connect With Me

Client Wins

Mortgage Veteran
Improved Credit
Fast Deadlines



Phone: 858.345.5601

Mobile: 858.472.2053

Fax: 866.722.9354

2187 Newcastle Ave, Suite 201

Cardiff by the Sea, CA 92007

RPM Mortgage is a proud member of LendUS, one of the largest independently owned and operated mortgage lenders and your partner for the best home buying and refinancing service in America. LendUS was formed by combining four long-established and powerful lending brands around the country into one collective family to serve your family. Smart advice, easy process, and super speed are what we stand for, and our full attention is on achieving your financial goals.